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Financial encyclopediaReviewed 2026-10-23

Employee Retirement Income Security Act (ERISA)

The Employee Retirement Income Security Act of 1974, which is administered by the U.S. Department of Labor. ERISA does not require employers to offer a pension plan. But it does require employers who do offer them to meet certain minimum standards.

Sources and references ↗
PROFILE / FACT FILE

Concept at a glance

Term
Employee Retirement Income Security Act (ERISA) [1]
Subject area
Investor.gov glossary [1]
Jurisdiction / scope
US regulatory and investor-education context [1]
Primary reference
SEC · Investor.gov [1]

Definition and explanation

The Employee Retirement Income Security Act of 1974, which is administered by the U.S. Department of Labor. ERISA does not require employers to offer a pension plan. But it does require employers who do offer them to meet certain minimum standards. [1]

Source-supported connections

Employee Retirement Income Security Act (ERISA) → Mentioned in the official explanation → Pension [1]
Employee Retirement Income Security Act (ERISA) → Mentioned in the official explanation → Security [1]

Frequently asked questions

What does Employee Retirement Income Security Act (ERISA) mean in the cited reference?

The Employee Retirement Income Security Act of 1974, which is administered by the U.S. Department of Labor. ERISA does not require employers to offer a pension plan. But it does require employers who do offer them to meet certain minimum standards. [1]

RELATION MAP

Employee Retirement Income Security Act (ERISA) connection map

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Employee Retirement Income Security Act (ERISA)

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Links retain their source-specific meaning. Award-time affiliations and links to related reading are not claims about current appointments or economic causation.

Sources and review dates

  1. US SEC · Investor.gov — Employee Retirement Income Security Act (ERISA) ↗

Reviewed 23 October 2026. Historical dates and award-time affiliations retain their original context. A review date is not an event date. Background sources are identified separately from official records.

Content preparation: source-based compilation with AI assistance. See methods and attribution. Named sources identify the underlying records; no individual expert review is claimed.