Variable Annuities
A variable annuity is a type of annuity contract between you and an insurance company that is a security and therefore regulated by the SEC. A variable annuity offers a range of investment options, often a menu of mutual funds. The value of your contract will vary depending on the performance of the investment options you choose. If they perform poorly, you could lose money.
Concept at a glance
Definition and explanation
A variable annuity is a type of annuity contract between you and an insurance company that is a security and therefore regulated by the SEC. A variable annuity offers a range of investment options, often a menu of mutual funds. The value of your contract will vary depending on the performance of the investment options you choose. If they perform poorly, you could lose money. [1]
Source-supported connections
Frequently asked questions
What does Variable Annuities mean in the cited reference?
A variable annuity is a type of annuity contract between you and an insurance company that is a security and therefore regulated by the SEC. A variable annuity offers a range of investment options, often a menu of mutual funds. The value of your contract will vary depending on the performance of the investment options you choose. If they perform poorly, you could lose money. [1]
Variable Annuities connection map
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Sources and review dates
Reviewed 23 October 2026. Historical dates and award-time affiliations retain their original context. A review date is not an event date. Background sources are identified separately from official records.