Affirm Holdings, Inc.
Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later (BNPL) financier. As of 2026, Affirm reports nearly 28 million users and processes $50 billion in annual payments.
Basic company information
Each field links to its source. Financial figures retain their reporting periods; background references are identified in the source list.
- Business sectors
- fintech [1]
- Company / filing name
- Affirm Holdings, Inc. [2]
- Headquarters location
- San Francisco [1]
- Founded
- 2012-01-01 [1]
- Legal form
- public company [1]
- Leadership in background record
- Max Levchin [1]
- Founders
- Max Levchin; Nathan Gettings [1]
- Official website
- www.affirm.com ↗ [1]
- ISIN (reported securities)
- US00827B1061 [1]
- CIK
- 1820953 [2]
- Country in background record
- United States [1]
- Symbols / exchanges
- AFRM (Nasdaq) [2]
Company positioning and business
Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later (BNPL) financier. As of 2026, Affirm reports nearly 28 million users and processes $50 billion in annual payments. [3]
Affirm offers unsecured installment loans at the point-of-sale through various methods. These include payment links at checkout, virtual or physical cards, and integration into third-party digital wallets and banking apps. The company generates revenue by applying a service fee to sellers, charging interest to borrowers, or both, and does not charge a late fee. Affirm also offers a savings account and a debit card. The lender says its loan underwriting involves evaluating transactions by considering credit scores and other pertinent factors, while also incorporating machine learning. Affirm's services are available in the U.S., Canada, the U.K and Australia. [3]
Background text: Wikipedia contributors, Affirm Holdings. Selected introductory paragraphs, licensed under CC BY-SA 4.0. Official filing data is cited separately.
Management and corporate governance
The Wikidata background record identifies Max Levchin in the chief-executive role. This background entry is not an official confirmation of the current board or executive roster. [1]
Financial year, securities and disclosures
Listed securities: AFRM (Nasdaq). Multiple symbols may represent different share classes or securities of the same registrant. [2]
History and key events
Founding / inception date recorded in Wikidata. [1]
Financial results and regulatory disclosures
No individual financial documents have been indexed yet. Open the source to consult company disclosures. [2]
Related entities and concepts
Frequently asked questions
When was Affirm Holdings, Inc. founded?
Founded: 2012-01-01. The linked source provides the background record. [1]
Where is the headquarters of Affirm Holdings, Inc.?
Headquarters location: San Francisco. The linked source provides the background record. [1]
Which business sectors are recorded for Affirm Holdings, Inc.?
Business sectors: fintech. The linked source provides the background record. [1]
Sources and review dates
- Wikidata — company background record (CC0) ↗
- Company identity and profile data ↗
- Wikipedia contributors — Affirm Holdings (CC BY-SA 4.0) ↗
Reviewed 23 October 2026. Financial periods and historical event dates are shown separately. Figures reflect their stated source dates; this page is not a live quote or investment recommendation.